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How to get a bad credit auto loan in the USA and Canada. Car loans for bad credit from Auto Credit Express

Are there any trustworthy bad credit/no credit auto loan companies?

Jun 16, 2008 by Adam | Posted in Buying & Selling

I have a good credit score, 729, but not enough credit history to get an auto loan without a co-signer. I have been looking up bad credit or no credit auto loaners, are they legitimate? Are there any that offer a decent interest rate? (I understand that they frequently have a higher rate, I am willing to accept a certain amount of rate increase). I simply do not want to get scammed by strange policies that are designed to screw you.

Please do not include as an answer "Why don't you get a co-signer?" The answer is because I don't want anyone else to be financially responsible. Also for reference Capital One has already rejected my loan application because of insufficient credit history.

I feel like with a credit score of 729, I should be able to get a loan SOMEWHERE. I always pay my bills.
Hi, sorry I should put the amount I intend to borrow. I'm looking to borrow 10-15k.
Thank you so much to those who have answered so far, quite helpful on this one!

You have hit on a valid point. In general, small or non-prime lenders tend to be where customer service complaints are concentrated.
They "lose" payments then post them one day after due dates to get late fees, lose titles, don't process payoffs correctly, invent fees, etc.

Did you apply online or at a dealer. You need to talk to the F&I person. DO NOT randomly apply for loans. The dealer may be able to construct a deal they think you can get approved for?

If your credit file is less than 3 years old, you will have some trouble getting a large installment loan, regardless of score. And you are right, do not get a co-signer.
Do you have any relationship with your local bank or credit union? If so you might try for a smaller loan amount and put down 20-30%.
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Need help with a Bad Credit Auto Loan?

Sep 26, 2009 by suzann gilliland | Posted in Buying & Selling

Has anyone got a bad credit auto loan? I need one, and can't seem to find one. I've tried applying for a bunch, and can't seem to get one.

I've worked at my job about 10 months, rented for about 1 year 2 months, and make about 1500 a month gross. My credit has been awful since June when I stopped paying on about 8 different credit cards. So it's definately rated at BAD.

Any feedback would be great! Thanks in advance!

Check out this site to find the best auto loan just in one minute,

http://best-auto-loan-usa-rate.blogspot. com/

Here you can get free quotes from different auto loan companies in your area, its the best way to find an affordable auto loan with a reliable company.

Best Wishes,

Do you know any good auto loan for a 677 credit score?

Jun 26, 2008 by sheila | Posted in Buying & Selling

Hi guys, I am in need of a car. I am going to buy a used car from a private seller. I need to know any auto loans to pay my private seller off and make payments. Do you know any?

You can give me a website or even local places that can show me auto loans. Thanks!

credit union

How do I get a good auto loan with a credit score of 640 but they day “I don’t have enough credit some have al

Jan 31, 2008 by Misty T | Posted in Buying & Selling

How do I get a good auto loan with a credit score of 640 but they day “I don’t have enough credit some have also said working for a Temp service which I have been for over two years. I don’t have a cosigner any ideas of banks you know off please let me know.

Lenders look at many things before approving a loan and credit is only part of the equation. They look at your score, how high your credit limit has been, the vehicle, debt-to-income, loan-to-value, and residency are few of the major factors.

640 is a good score, however if you have low credit, like a credit card with $2,000 limit and no previous autos, it makes it difficult to get a loan without a co-signer. It's possible your bank or credit union might approve you for a loan. If the dealership is able to get you financing, you might have a high interest rate. Good luck and you can email me through Yahoo Answers if you have any direct questions.

Buying a car.. What is buyers order? proof of insurance? Auto loan from Credit Union?

Jul 07, 2007 by hannn r | Posted in Insurance & Registration

Hello,

I went to get an auto loan from a local credit union and got the pre-approval from them..
But they told us that to get the actual loan check, we would need to bring the followings:

-signed buyers order
-proof of insurance
-proof of income (copy of paystubs)

We forgot to ask what buyers order is before we walked out.. Does anyone know what it means? Is it something I get from the dealer?

Proof of insurance - Isn't it something you get AFTER you actually get the car? Do I just go ahead and buy an insurance policy? Am I bound to pay the insurance if I end up not getting the car I registered for insurance?

Any help would be REALLY appreciated..
Thank you!!

A buyers order is basically your purchase contract. It has the info on the auto you want to buy (model,VIN, and any other related info).

Proof of insurance is easier than you think. Call your insurance company and tell them that you need insurance on that specific vehicle (of course matching the VIN in the buyers contract). Then ask them to fax over a copy of it to the credit union ASAP.

If it turns out you cannot get the loan, just call them back and tell them the situation.